Conclusion of online contract Research Paper Example | Topics and Well Written Essays - 6000 words

Finish of online agreement - Research Paper Example These days, an ever increasing number of individuals go to online understandings, once in a while in any event, inclining toward them to the conventional composed ones. In any case, buyers can't resist worried about the legitimacy of the online agreements versus the regular composed agreements. However, â€Å"Electronic contracts and electronic marks are similarly as lawful and enforceable as customary paper contracts marked in ink.†1 This reality was set up by the Electronic Signatures in Global and International Commerce Act (ESGICA) in 2000, which has refreshed the status of online understandings, thinking of them as similarly as legitimate and enforceable as the composed ones. This theme has been picked because of the developing prominence of the online understandings among the normal clients and other intrigued individuals. The research project is centered around uncovering the embodiment of the online understandings. The creator accepts that such a paper is important, due to the rising number of finished up online understandings. In some cases, a client isn't even mindful of the way that he is restricting himself to an agreement in the online wilderness. The online agreements are for the most part represented by indistinguishable lawful customary standards from the composed agreements, comprising of similar components. Most of the electronic understandings is diminished to the navigate and snap wrap understandings. These kinds of agreements necessitate that the client should look through the terms and conditions on a site and affirm that the person has acknowledged the terms and states of the understanding by making a type of move, for example, clicking an I acknowledge button or by making some comparative move. It is regularly that the enforceability of the gathering choice statement in these click-wrap understandings is at issue since these provisos may constrain the offended party to get their activity a specific purview, which might be situated far away from the offended parties home ward, so as to settle all questions. The creator means to

Maria Montessori Her Life and Work Essays

Maria Montessori Her Life and Work Essays Maria Montessori Her Life and Work Paper Maria Montessori Her Life and Work Paper Exposition Topic: Life Is Beautiful Montessori Education SA Montessori, Pre-Primary Philosophy 2 1Write a page about Maria Montessori’s family, 4 where they lived, her father’s calling, her mom and her kin 2Where did Maria Montessori go to class, what did she study and why5 3Write about Maria Montessori’s Medical preparing, why, where6 4Note where she previously rehearsed medication, why, and what did she learn7 5What was the ‘Children’s House’, where was it found, 9 what was Maria Montessori’s job 6When did Maria Montessori first beginning composition and why11 Why do you think Maria Montessori never wedded, prove with research12 8Who was the dad of Maria Montessori’s child and for what reason did they never wed 13 9Mario Montessori, expound on his part in his mother’s life14 10What happened to Maria Montessori in Italy before World War II15 11Where did Maria Montessori Spend World War II16 12What impact, assuming any, did Maria Montessori’s 17 remain in India have on the spread of her technique? 13How did t he instructing schools start and where18 14How did Maria Montessori spend her most recent couple of long stretches of life, 19 where and when did she bite the dust Concentrates from Maria Montessori’s Last Will and Testament20 15Try and discover what occasions and developments occurred in her life-time21 16Who were her peers? 22 Important Dates In Maria Montessori’s Life24 Question One: - Write a page about Maria Montessori’s family, where they lived, the calling of her dad, her mom and her kin? Maria Montessori ?Maria Montessori’s guardians were hitched in the spring on 1866; both mother and father were dedicated to the freedom and the solidarity of Italy this was the shared belief on which Maria Montessori’s guardians met. They were faithful Catholics. ?Alessandro Montessori was a relative of an honorable family from bologna, ? In his childhood he was a warrior and afterward a bookkeeper in the common assistance in his later years, he was notable for his considerate neighborliness. ?â€Å"He was a good old Gentleman, with a preservationist temper and was of military habits†. (Rita Kramer, 1976, pg22). In the year 1865 Alessandro Montessori, matured 33 went to the town of Chiaravalle which was a commonplace horticultural town and here he met the adoration for his life Renilde Stoppani then matured 25. Renilde Stoppani Montessori was the niece of the extraordinary thinker researcher minister Antonio Stoppani a landmark of him was raised at the University of Milan on the occasion of his demise. ?Renilde was a wonderful an accomplished lady for her time she wanted to understand books, this was staggering in light of the fact that in Chiaravalle, people who could peruse and compose their own names we re adulated, she was a firm adherent to train, however cherished her girl and bolstered her in everything she did, Renilde was extremely energetic and was dedicated to the standards of the freedom and association for Italy, she was a woman of particular devotion and appeal. Renilde Montessori died in 1912. ?Alessandro Montessori and Renilde Stoppani were hitched inside a time of his situation as a legislature common assistance bookkeeper in the humble community of Ancona. ?Following two years in Venice the couple moved back to Chiaravalle and it was a year later 1870 there were two significant occasions the one being Italy turned into a brought together and free country the second being Alessandro and Renilde were honored with an excellent buddle of happiness on August 31 and they named her Maria. ?In 1873 the legislature moved Alessandro to the city of Florence and afterward his last move was to Rome in 1875. It was in Rome that Maria grew up. Maria Montessori didn't have any kin. Question Two: - Where did she go to class, what did she study and why? ?Maria was six when her folks selected her in first grade only 2 yrs before state funded training got obligatory. The initial not many years Maria was uncompetitive, getting grants for good lead and her ne edle work, she needed to turn into an entertainer like most little youngsters of the time. ?At twelve years old the family moved to Rome here she could get superior training. ?At fourteen a distinct fascination for science created and Maria truly delighted in it, this was an intrigue that she conveyed for a mind-blowing duration. Her folks proposed that she follow a vocation in educating as this was one of the main callings accessible to young lady in the male overwhelmed society in which Maria Montessori lived. She would not by any means think about it now. ?Because of her scientific psyche she concluded she might want to follow a vocation in building which was viewed as a strange profession for a youngster. ?Maria Montessori went to a specialized school for young men and graduated in 1886 and got good grades in the entirety of her subjects her last score being 137 out of 150. After this she â€Å"attended Regio Instituto Tecnico Leonardo da Vinci from 1886 to 1890 (Kramer 1976)â € . It was here that she contemplated present day dialects and regular sciences her most loved of every one of her classes was math. Question Three: - Write about her clinical preparing, why, where, and so forth? ?At the point when she was prepared to graduate she was attracted to the investigation of natural sciences her family were stunned no doubt yet her dad was exceptionally objecting to her craving to consider medication he avoided prohibiting her to proceed with this thought. Maria originally checked with the University of Rome and addressed â€Å"Dr Guido Bacelli the leader of the leading group of education†. Dr Bacelli disclosed to her plainly that her longing to consider medication was not going to occur, with this Maria stood up, shook hands sincerely, expressed gratitude toward the Dr considerately and afterward discreetly commented â€Å"I realize I will be a Doctor of Medicine† she at that point bowed and left the room. ?Investigating this difficult Ma ria enlisted at the University to contemplate material science, arithmetic and normal sciences. In 1892 she breezed through her tests with and eight out of ten and got a â€Å"Diploma di licenza† this made her qualified to examine medication. ?There was as yet the little matter of her being a lady that was holding her up (there isn't abundantly recorded data on how she did it) yet Maria continued until she was acknowledged into the school. In the account by Kramer it is referenced that Pope Leo XIII helped her some way or another. ?Montessori stood apart due to her sexual orientation, but since she was really purpose on acing the topic. She won a progression of grants at clinical school which, along with the cash she earned through private educational cost, empowered her to pay for the vast majority of her clinical training. ?Her time at clinical school was difficult. She confronted preference from her male associates and needed to work alone on analyzations since these were not permitted to be done in blended classes. ?She was a devoted understudy and on July tenth 1896 Maria introduced her proposal to a leading group of ten men, they were genuinely intrigued with her and allowed her the level of specialist of medication. ?This made her the main lady to move on from Medical School in Italy. She graduated with an amazing score of 105 considering anything more than 100 was viewed as splendid (Rita Kramer 1976) ? Her first post was in the colleges mental center ? Research work in mental medication and proceeded with her training in theory, physiology and instruction. ?In 1904 Maria Montessori was named teacher of human studies at the University of Rome Question Four: - a) Note where she originally rehearsed Medicine, why? b) What did she learn? ?On graduation Maria was quickly utilized in the San Giovanni Hospital appended to the University. It was later in that year she was approached to speak to Italy at the International Congress for Women’s Rights and in her discourse to the Congress she built up a postulation for social change, contending that ladies ought to be qualified for equivalent wages with men. A journalist covering the occasion asked her how her patients reacted to a female specialist. She answered â€Å"†¦they know instinctively when somebody tr uly thinks about them†¦ It is just the privileged societies that have a preference against ? Ladies driving a helpful presence. † 1 ?In November 1896 Montessori included the arrangement as careful colleague at Santo Spirito Hospital in Rome to her arrangement of undertakings. A lot of her work there was with poor people, and especially with their kids. As a specialist she was noted for the manner by which she ‘tended’ her patients, ensuring they were warm and appropriately took care of just as diagnosing and treating their sicknesses. ?In 1897 she elected to join an exploration program at the mental facility of the University of Rome and it was here that she worked close by Giusseppe Montesano As a component of her work at the center she would visit Rome’s havens for the crazy, looking for patients for treatment at the center. She relates how, on one such visit the guardian of a children’s haven advised her with disturb how the kids snatched pieces off the floor after their supper. ?Montessori understood that in such an exposed empty room the kids were frantic for ? Sensorial incitement and exercises for their hands, and that this hardship was adding to their condition. ?She started to peruse everything she could regarding the matter of intellectually hindered youngsters and specifically she considered the noteworthy work of two mid nineteenth century Frenchmen, Jean-Marc Itard, who made his name working with the ‘wild kid of Aveyron’ and Edouar

Best Bathroom Books

Best Bathroom Books “The best way to read Moby Dick,” my college professor said, “is in the bathroom.” He was not suggesting, as I strongly felt, that the process of reading Moby Dick was so painful that it might cause one to curl up in the fetal position in an empty bathtub. He simply argued that a long book with many short chapters was easier to digest in small bites. Moby Dick never did it for meâ€"in the bathroom or elsewhereâ€" but  I have always been a toilet reader. It doesn’t matter how long I plan on being in the bathroom, I’m bringing a book regardless. Often, I’m so engrossed in a book that I forget my whereabouts and finish a book only to realize I’ve been sitting on the porcelain throne for much longer than necessary. Still, not every book is ideal for bathroom reading. If you’re going to keep books in the loo with you, youll want to look for books with short chapters, a lighthearted tone, and perhaps a nugget of information. A few examples:   Hyperbole and a Half:  Unfortunate Situations, Flawed Coping Mechanisms, Mayhem, and Other Things That Happened by Allie Brosh The primary purpose of books in the bathroom is to be entertained while you doless entertaining things. Brosh’s illustrations are a hilariously accurate depiction of depression and the trials of adulthood but they are also just flat-out funny. Whether she’s talking about the dynamic between her two dogs, “helper dog” and “simple dog,” or her need to consume cake at all costs, this book will make you laugh so hard you’ll be glad you’re seated appropriately. The Experts’ Guide to 100 Things Every Person Should Know How to Do by Samantha Ettus This book has been on the back of my toilet for years. As I have moved from place to place, I’ve picked it up from the top of my toilet tank, packed it up, and replaced it on the back of my new abode’s toilet. Filled with 100 short instructional essays written by experts in their fields, you might find yourself reading an essay like “How to Tell a Story” by Ira Glass, “How to Remove a Stain” by Linda Cobb, and (possibly related to the previous essay) “How To House Train a Puppy” by Andrea Arden.   Published in 2004, a few of the experts might seem a little outdated or just retrospectively hilarious (for example, one of Donald Trump’s pieces of advice in the “How to Negotiate” essay is “Remain Optimistic at all Times”), but even that adds to the book’s charm.   Meaty by Samantha Irby Few people understand the value of a good bathroom book more than Samantha Irby. As a person living with Crohn’s Disease, she spends a lot of time there. As a fellow haver-of-a-colon disorder, I appreciate her frank talk about bodily ailments. Even if poop talk isn’t your jam, Meaty offers plenty of other short, funny, smart essays about life, love, and the struggles of adulthood. You may not think falling in love while sitting on the toilet is possible, but if that’s where you read Meaty, you’ll be proven wrong. Its impossible to read Samantha Irby without falling head oversquatty potty? Texts From Jane Eyre:  And Other Conversations with Your Favorite Literary Characters  by Mallory Ortberg In Texts From Jane Eyre, Mallory Ortberg attempts to answer the age-old philosophical question: if famous literary characters could send text messages, what would they say? What began as a feature on The Toast (RIP) spawned into a delightful collection featuring SMS missives from Scarlett O’Hara, Daisy Buchanan, and a few members of the Baby-Sitters Club (YES, I SAID FAMOUS LITERARY CHARACTERS AND I MEANT IT). Each interaction is only a few pages long but 100% smart, fun, and mildly addicting. If your party guest disappears into the bathroom for a long period of time and you hear squeals of laughter from behind the locked door, don’t jump to illicit conclusions. It may simply be that your pal has lost track of time thanks to Ortberg’s imagination. Whats Your Poo Telling You  by Josh Richman and  Anish Sheth I know, it’s not for everyone. But isn’t the bathroom the only appropriate location for this book? If you’re not easily grossed-out or you’re medically/scientifically minded, plop this one on the back of the tank and enjoy.  

Analysis Of Edgar Allen Poe s The Tell Tale Heart

Since about the late 1900’s, we have considered Austin Powers the infamous International Man of Mystery, however, lucky for us he wasn’t around roughly 200 years ago when Edgar Allen Poe was born. And in my opinion, the Man of mystery himself is none other than Edgar Allen Poe. You see, Poe is still one of the greats when it comes to enticing emotion into readers. Whether it is psychological fear in short stories like Bernice and The Pit and the Pendulum or poetry about death, sadness, and love. But, Poe really does raise the bar when it comes to mystery in his poetry. From houses suddenly blowing up in The Fall of the House of Usher and uncanny deliriums in The Tell-Tale Heart, mysteries of all kinds encompass Poe s works. What makes poems like A Dream Within a Dream so special is the fact that they still two centuries later they baffle and even relate to the readers of today. And while A Dream Within a Dream doesn’t feature anything as gruesome as Poe’s normal affairs, it is still mysterious and gloomy. In fact, it is Poe s reflection of the most paramount mystery of all: death, time, reality. How much time do we get with the people we love? In the poem, the question of whether or not the things we see and the way things actually seem to be, whether real or unreal remains unanswered. It always seems to leave the question of why people get taken from us and why it is those times that we end up questioning reality making us believe that we may have just been daydreaming.Show MoreRelatedAnalysis Of Edgar Allen Poe s Tell Tale Heart895 Words   |  4 PagesIn Edgar Allen Poe’s Tell-Tale Heart, the narrator says â€Å"It is impossible to say how first the idea entered my brain; but once conceived, it haunted me day and night.† The narrator uses illustration to prove that he is not insane, and plans a story as evidence. In this story, the primary condition is the narrator s decision to kill the old man so that the man s ey e will stop looking at the narrator. The eye, the watch, and bedroom are examples of symbolism and imagery that add to the narrator’sRead MoreEssay on The Fall of the House of Usher by Edgar Allen Poe1628 Words   |  7 PagesThe Fall of the House of Usher by Edgar Allen Poe Symbols and imagery of horror and death in a story touch the reader like a fingertip against a chord and can make the heart resonate with fear and woe as the suspended lute with tone. The verbal illustration that is used in the opening phrase in Edgar Allen Poes The Fall of the House of Usher is as strong as the imagery of dismay utilized throughout the rest of the story, like the dark and gloomy house. The vivid colors and visuals in theRead MoreThe Tell Tale Heart By Edgar Allan Poe1030 Words   |  5 PagesA Guilty- Mad Heart â€Å"Burduck then goes on to ponder how Poe used cultural anxieties and psychological panic to advantage.† (Grim Phantasms, G.A. Cevasco). In The Tell-Tale Heart by Edgar Allan Poe, a nameless man narrates the story of how he murdered an elderly man because of his eyes. In his short story The Tell-Tale Heart, Poe shows the themes of guilt and the descent into madness through the narrator, in this gothic horror story. Edgar Allan Poe wrote many gothic tales throughout his lifeRead MoreDeath Is Death And The Idea Of Death1290 Words   |  6 Pagesinevitable. It is most certainly coming for each and every one and is inescapable. A common phrase in today’s culture is â€Å"only two things are certain in this world; death and taxes.† Death has always stirred mysticism and aversion, maybe even fear in the hearts of women, men and children alike. Death, in the past, has come sooner to many due to plague, diseases and lesser heath cares so characters in older poems were younger at their time of death. It makes since that authors tap into this emotion and thisRead More Juxtaposing the Most Similar Contradiction in Edgar Allan Poes Work2077 Words   |  9 PagesThroughout all of Edgar Allan Poes works are common ideas that oppose each such as madness versus sanity, reality versus the imagined reality and life versus death. Usually these sentiments are taken as contrasting ideas with little similarities to each other, like black and white. However, many of these motifs are situated in the grey category. Poe uses the communal thought pathway to highlight its antithesis; the pathway of grey. With the new pathway, he emphasizes the similarities of the opposingRead MoreLiterary Analysis Of The Cask Of Amontillado 1493 Words   |  6 PagesBrooke Womack Literary Analysis Paper Into to Literature: American I Dr. Julia Pond 12 October 2017 The Cask of Amontillado The Cask of Amontillado is a tale of terror written by Edgar Allen Poe. This short story is from the point of view from Montresor’s memory. The setting of this story is in a small unnamed European city, at a local carnival and then at the catacombs under Montresor’s home, around duck. The brief synopsis of this story is about the revenge that the Montresor, the antagonistRead MoreInsane Characters In Edgar Allan Poe And The Shining By Stephen King1569 Words   |  7 PagesDrawn to the Unknown Insane characters add a thrilling and exciting twist on stories such as Tell Tale Heart by Edgar Allan Poe and The Shining by Stephen King. There is something that appeals to people about a character that goes completely crazy and then does some rash things as a result of his or her insanity. The reason that people are attracted to characters that go completely out of their mind is because no one knows how to predict what is going to happen next. Many people find situationsRead MoreCommon Themes of Edgar Allan Poe3152 Words   |  13 PagesAn Analysis of the Common Themes Found in selected works of Edgar Allan Poe A Research Presented to The faculty of the English Department In Partial Fulfillment of the Requirements in English IV By March 2010 Acknowledgement The researcher would like to thank the following people who help and give guidance to make this project To the Project adviser and the home room adviser of the researchers, who gave his outmost patience and time to check the drafts and format of eachRead MoreCommon Themes of Edgar Allan Poe3166 Words   |  13 PagesAn Analysis of the Common Themes Found in selected works of Edgar Allan Poe A Research Presented to The faculty of the English Department In Partial Fulfillment of the Requirements in English IV By March 2010 Acknowledgement The researcher would like to thank the following people who help and give guidance to make this project To the Project adviser and the home room adviser of the researchers, who gave his outmost patience and time to check the drafts and format of each part of this veryRead MoreCharacter Analysis Of Montresor887 Words   |  3 Pagesï » ¿Character Analysis of Montresor If written with skill, â€Å"Villains† can be some of the most interesting characters in literature. The character of Montresor from Edgar Allen Poe’s â€Å"A Cask of Amontillado†. Poe, being the horror writer that he was, portrays this dark character in exactly that way. The story begins with Montresor explaining to the reader as a narrator that a man named Fortunato has insulted and hurt him for a great deal of time. Montresor never explains what exactly Fortunato did to

Convert Pascals to Atmospheres Unit Conversion Problem

This example problem demonstrates how to convert the pressure units pascals (Pa) to atmospheres (atm). Pascal is a SI pressure unit that refers to newtons per square meter. Atmosphere originally was a unit related to the air pressure at sea level. It was later defined as 1.01325 x 105 Pa. Pa to Atm Problem The air pressure outside a cruising jet liner is approximately 2.3 x 104 Pa. What is this pressure in atmospheres?Solution:1 atm 1.01325 x 105 PaSet up the conversion so the desired unit will be cancelled out. In this case, we want Pa to be the remaining unit.pressure in atm (pressure in Pa) x (1 atm/1.01325 x 105 Pa)pressure in atm (2.3 x 104/1.01325 x 105) Papressure in atm 0.203 atmAnswer:The air pressure at cruising altitude is 0.203 atm. Check Your Work One quick check you should do to make sure your answer is reasonable is to compare the answer in atmospheres to the value in pascals. The atm value should be about 10,000 times smaller than the number in pascals.

Should Juvenile Be Charged as Adults in Criminal Cases Free Essays

string(97) " and also to help them join in on the rules of and behaviors of local communities \(Murphy 53\)\." Should Juvenile Be Charged as Adults in Criminal Cases? Robert Horn Post University The purpose of the Adult Criminal Justice system is to punish offenders according to the severity of the crime committed. The juvenile justice system’s aim is to rehabilitate or mentor the juvenile offenders, in the hope that they can prevent further crimes, and to change their behavior. The motivating principle of the juvenile system is rehab. We will write a custom essay sample on Should Juvenile Be Charged as Adults in Criminal Cases or any similar topic only for you Order Now The reason for this is because juveniles are not fully developed, mentally or physically. Many Juvenile offenders come from broken homes, been abused, or come from bad neighborhoods. Juvenile offenders need a second chance, because they have not even received a first chance. Rehabilitation is the best option for them because of the way they would be exploited and turned into criminals if they were sent directly to prison. If given the chance, the Juvenile Justice System can aid in successfully rehabilitating youthful offenders so they are not inclined to commit future crimes. With this reasoning, juveniles cannot be blamed or accountable for their actions the same way adults are. The Justice System fulfills and important function by establishing standards of conduct. It defines what is right and wrong for people and removes them from the responsibility of taking vengeance out on those who wronged them, which deters the escalation of feuds in the community. The Justice System also protects the rights of citizens by establishing and honoring the principle that freedom shouldn’t be denied without a good reason. Rehabilitation does have its objective: to return offenders to their communities as cured members of the society. Efforts in the 1980’s and 1990’s were unsuccessful. There was no one program that was more effective in the effort to rehabilitate youthful offenders than any other program. Because of this, a large portion of released offenders continued to return (Murphy 49). This led many people to believe that the best alternative was to simply remove offenders from the community, preventing vexation and exploitation. Because criminals are more often considered to be inclined to commit crimes than those never convicted of a crime, it follows that some benefits will be derived from incarcerating convicted criminals. The potential of incarceration is great as a method of crime control if it is only a few hardened criminals who commit the most crimes. If those criminals can be identified, sentenced, and incarcerated for long periods of time, there would be a significant reduction in crime. Most supports of correctional reform have this view on the population of criminals. Blame for most of the crimes committed is most often place on a relatively few predatory, compulsive individuals thought to commit a large number of crimes each year (Newburn 54). The last and final goal of this reform movement is reestablishing retribution. Retribution is the most moral of all penal goals. There is an element of rage included because the victim deserves the right to be repaid with pain for the harm suffered. Justice is achieved when the punished given to the offender is equal to the level of harm coming from the criminal act. Consequently, social balance is reestablished and maintained within the society. When it comes to juvenile offenders, the rules are thrown out the window. There is a separate legal system for them and they are also categorized differently. By federal standards, any juvenile who is under the age of 18 who has committed a crime is a juvenile delinquent. This is a decision that society has made. Society believes that there are important and serious differences between adults and juveniles. A one-size-fits-all approach is not wanted and will make the situation worse. Juvenile offenders are easiest to influence and are also the easiest to bend. It is believed that the actions a juvenile criminal might be influenced by outside sources such as neglect from parents, bad living conditions, or poor relationships with the family. Because of these factors, rehabilitation is a popular and attractive option in dealing with juveniles. Many of the rehabilitation programs ask that juvenile offenders with behavior problems meet with adult tutors to produce a stable, trustworthy friendship, which is expected to influence juveniles and to reduce their anti-social behavior (Maruna and Ward 33). Such a change in behavior is ade possible due to the trust and friendship between juvenile and adult – who can listen and care about the problems the juveniles may have, a role model, good advice giver, etc. In such a way, these mentoring programs may play a part on juvenile crime reduction. The goal of rehabilitation is to create law-abiding behavior and to encourage juveniles to know the consequences of what they do and to become law-abidin g citizens. It can be a challenging process because it requires the use of the proverbial carrot and stick. The use of coercion and socialization is seen in child rising. With young children, coercion is the only effective control. If a small child goes into the street, the child is disciplined and is told if he or she does it again, they will be punished again. These threats tend to be only effective when they are accepted; otherwise, people seek ways to bend the rules, or may blatantly disobey prohibitions. By sending such juveniles to prison my not prove to be an effective deterrent. Rather, it may be more effective to understand the socialization process of a juvenile, and try to re-wire it while the young person is still malleable. Vedder explains this: To use sociological lingo: the juvenile acquires the delinquent behavior as he does any other cultural trait of the cultural heritage passed on to him by his group conformist delinquency, stressing the fact the child becomes delinquent through conforming with the behavior pattern in his group† (9) Positive adult guidance, understanding, and support can divert young offenders and also criminals from involvement in crimes and acts of disobedience and also to help them join in on the rules of and behaviors of local communities (Murphy 53). You read "Should Juvenile Be Charged as Adults in Criminal Cases" in category "Essay examples" To put it another way: what young offenders need are good adult role models. This can be found in quality rehabilitation programs. Most young offenders have started off on the wrong path, and they imitate the most irresponsible or abusive members of their social set or family. With proper guidance and role models, juveniles can begin to adjust their behavior. It is important to know that instead of looking at rehabilitation programs as a form of punishment, young offenders taking part of such programs should now that they are voluntary and consider them a positive opportunity to change their lives for the best. Such understanding does not come at once. The rehabilitation process can be a long, with juveniles provided with meetings, instructions, training and conferences. By providing juveniles with a positive adult role model, supervision, and continual training, mentoring programs aim to reduce the risk of a drift into numerous crimes. These of course, are not the exclusive means of rehabilitation. It may be suitable to mix a softer approach with detention in a Juvenile Center or to take similar action. The carrot and stick is again a key analogy. Detention applied to juvenile offenders has been debated for years. Its advocates argue that it would prevent crime by detaining those offenders that are likely to re-offend (Russel 85). Its adversaries claim that it is unfair because it allows a judge to make a choice about a person’s future behavior. Because no one can accurately predict behavior, particularly criminality, the chances of mistakes are large (Maruna and Ward 83). During the rehabilitation period, the type of sentencing most used is the indeterminate sentence. Legislatures have set wide ranges for sentencing, and judges measure out minimums and maximums that have a wide range. This allows personnel in corrections the discretion of releasing offenders once they are reformed. No one other than correctional authorities cared for this system. Inmates did not like it because their release depended on the whims of the parole board, and the inmates never knew for sure when they would be released (Russel 61). Judges and the public did not like it because the prison term served was never the same as the actual sentence and was almost always shorter. Juvenile laws stipulate that if a young criminal committed a serious crime, they could be â€Å"waived† to the adult court system. The number of â€Å"waived† juveniles each year comes out to be around 8,000 (Deitch). This â€Å"waiver† system is used in all states except for Nebraska, New York, and New Mexico. The only time in these states when the â€Å"waiver† is applied is crimes that include murders or intentional killing of several people. After examining the case, judges decided whether the juvenile should be tried as a juvenile or an adult. There are new laws specifying set lengths of sentences for juvenile offenses that allow for modification of the time served based on circumstances associated with a given incident (Russel 66). In some cases, a youth offender gets sentenced to five years, but he or she is only 15 at the time, he or she will not be transferred to the adult prison. Law states that a young offender should be detained in a special jail with other offenders until the age of 18 (Murphy). While most young offenders are worthy of rehabilitation, society states that some are not. There are criminals of all ages who should be imprisoned due to the nature of their crimes. To say that the best way to deal with juveniles is to rehabilitate them is not to say that this method is perfect or will it work in every case. It is the best choice, due to the consideration of issues at hand. Depending on the severity of the crime, and the history of the offender, there are some instances where the age of the offender does not matter. In 2006, in Omaha Nebraska, Cameron Williams is facing up to 110 years in prison for second-degree murder attempts and also using a weapon to commit a felony. Cameron Williams is 16 years old, and is being charged in the adult courts due to his troublesome past and the â€Å"serious nature of his crime. † (Khan, 2010) In 1999, Lionel Tate, at the time 12, was the youngest juvenile offender in American history to be sentenced to life in prison without the possibility of parole. Tate was charged for the death of a 6 year old while practicing wrestling moves on her. Such instances of these arrests show that depending on the severity of the crime, being a youth doesn’t matter in sentencing. (Reaves, 2001) Rehabilitation is part of a policy for young offenders who have entered the criminal justice system. The policies and programs, which help juveniles to escape imprisonment, are parole and probation. Restriction of the opportunity for parole and probation are often accompanied by new sentencing legislation. Many states have made it difficult to be placed on probation for certain offenses and impossible for serious ones. Parole, which is defined as the conditional early release from prison under supervision in the community, has been restricted in many states. A return to determinacy and the abandonment of rehabilitation eliminates the need for parole, which, in theory, was designed to help the young offender prepare to reenter the community (Murphy 71). However, parole serves as another important function in controlling inmates in prison, and is one of the few rewards that can be manipulated. Because of this reason, many states have retained it. The Administration of parole has been changed so that the sentence rather than the paroling authority determines the date of the parole hearing. Good Behavior Credit for time served-receiving extra credit for time served while maintaining good behavior-is another form of reward used in prison to control the inmates. Because of the way it reduces the amount of time an individual will serve, and modifies the original sentence; many states have considered eliminating it. However, heavy protesting against the legislation by correctional personnel has prevented its elimination. Young people are less responsible and more malleable than adults. Many juvenile offenders who break the law have come from broken homes and abusive families. Some have never received the support that they deserve. Because they are young, and have many years ahead of them, our society has chosen to separate them from adult criminals, and to make an effort to rehabilitate them. This makes senses, because the cost of retribution is simply too much in many of their cases, and the burden on the criminal justice system and our moral compass would be insupportable. References Crow, J. The Treatment and Rehabilitation of Offenders. Sage Publications Ltd, 2001 Deitch, Michele, et. al. From Time Out to Hard Time: Young Children in the Adult Criminal Justice System, Austin, TX: The University of Texas at Austin, LBJ School of Public Affairs, 2009. Khan, K. (2010, July 12). Juvenile justice: Too young for life in prison?. Retrieved from http://abcnews. go. com/Politics/life-prison-juvenile-offenders-adult-courts/story? id=11129594 Maruna, S. , Ward, T. Rehabilitation (Key Ideas in Criminology). Routledge; New edition, 2007. Murphy, J. G. Punishment and Rehabilitation. Wadsworth Publishing Company, 1999. Newburn, T. Criminology. Willan Publishing, 2007. Reaves, J. (2001, May 17). Should the law treat kids and adults differently?. Retrieved from http://www. time. com/time/nation/article/0,8599,110232,00. html Russel, C. Alternatives to Prison: Rehabilitation and Other Programs (Incarceration Issues: Punishment, Reform, and Rehabilitation). Mason Crest Publishers; Library Binding edition, 2006. Vedder, C. B. The Juvenile Offender: Perspective and Readings. Random House, 2002. How to cite Should Juvenile Be Charged as Adults in Criminal Cases, Essay examples

Mobile Commerce Technology

Introduction In the article â€Å"Mobile Commerce Technology† by Chung-wei Lee, Wen-Chen Hu and Jyh-haw Yeh, the authors set out to discuss the mobile commerce technology on business.Advertising We will write a custom critical writing sample on Mobile Commerce Technology specifically for you for only $16.05 $11/page Learn More Mobile commerce technology has emerged as a distinct and important entity influencing the traditional business environment significantly. This technology promises to revolutionalize the manner in which business is carried out thereby changing the businesses world profoundly. An understanding of the technology that makes mobile commerce possible is therefore important. Paper Summary The paper begins by highlighting how the World Wide Web revolutionalized commerce and paved the way for electronic commerce. It notes how advances in mobile networks have made possible mobile commerce. In a few years, mobile commerce has gained gr ound with millions of users engaging in e-commerce activities using their mobile devices. The article goes on to describe a mobile commerce system, which involves a wide range of disciplines and technologies. The major components of the system are mobile commerce applications, mobile stations, mobile middleware, wireless networks, wired networks, and host computers. An explanation of how the six components work together following the submission of a request by a mobile user is provided. The mobile commerce application provides the client-side and server-side programs that will be used. The mobile station relays user requests to the other components in the system and displays the results of the processing to the end user. The mobile middleware makes the interaction between the internet contents and the mobile station seamless. It does this by supporting a wide range of software standards and operating systems thereby making it possible for mobile stations to understand a wide variety of content. Mobile middleware also enhances security by providing some encryption standards for communication. Wireless networks are networks that use radio waves for communication. They make use of the wireless access point or a base station to deliver user requests. Wired networks are not a mandatory component for the mobile commerce system but they may be used by the server computers that are used to process user requests. The host computer is the machine that has software that processes the user requests. Considering the wide scope of each individual component, the authors proceed to explain the elements in components that are related to mobile commerce. The first element is mobile commerce applications and this many of these applications have been developed and implemented in many phones.Advertising Looking for critical writing on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More The applications have the capabilities of electronic commerce applications and additional functions such as inventory tracking and dispatching. The mobile station is the handheld device used by the end user. This device has features of computers, telephones, and personal information managers. However, the mobile station has significant differences from a personal computer or laptop. The mobile devices have limited bandwidth, limited power and processing capabilities, and mobility features. The authors observe that the limitation in bandwidth makes it impossible for most multimedia material to be displayed correctly on the microbrowser present in the mobile station. The paper defines middleware as â€Å"the software layer between the operating system and the distributed applications that interact via the networks† (Chung-wei, et al., 2009, p.2586). The middleware later provides transparency by hiding the network environment complexities and enabling diverse systems to work together. The middleware is able to trans late requests from mobiles stations into a form that the host computer can understand and translate the host computer responses to a form the mobile station can understand. As of the year 2000, the most widely used middleware by wireless internet users was i-mode with 60% of users followed by WAP which had 39% of users and lastly Palm with 1% of total users. Wireless networks are interconnected computing devices where the nodes are capable of communicating with each other without the need of physical connections. The network infrastructure provides the medium through which communication takes place. The move from electronic commerce to mobile commerce necessitates the use of wireless networks to support the mobility of mobile devices. Wireless local-area networks (WLANs) and wireless cellular networks are the two major wireless networks technologies used in mobile commerce. WLANs are well suited for office and home networks as well as personal area networks and ad hoc networks. The wireless environment can be made up of mobile devices and an access point that acts as a router. The article explains that in a one-hop WLAN environment, the mobile stations connect directly to the access point through radio waves. The Access point relays data packets from the transmitter device to the receiver device. The mobile devices can communicate amongst themselves without an access point in what is referred to as a wireless adhoc network.Advertising We will write a custom critical writing sample on Mobile Commerce Technology specifically for you for only $16.05 $11/page Learn More In addition to the WLAN products available in the market, Bluetooth technology can also be used for wireless communication although this technology has a very limited coverage range and throughput, which makes it only useful in personal area networks. The most popular wireless networks currently use industry standards such as the IEEE 802.11b. However, standards with m uch higher transmission speeds such as the IEEE 802.11g are predicted to replace this popular standard in the near future. Cellular system users can make use of their cellular phones for mobile commerce. The phone connects to the nearest base station and the requests are forwarded to a fixed network. The authors advance that while cellular systems were originally designed for voice-only communication; they have evolved from analog to digital and are capable of transmitting data packets, which makes them usable for mobile commerce. The standards used by most cellular networks are 2g and 2.5G although it is predicted that 3G systems will dominate future wireless cellular services. The article states that CDMA (WCDMA) and CDMA2000 are the two main Wideband standards for 3G The host computer acts upon the user requests by processing and storing the information for mobile commerce applications. This component has three major parts; a web server, database server, and application programs and support software. The host computer is unaware of the nature of the client and it provides the same kind of response for mobile devices and personal computers. The mobile commerce application programs have to structure the information in a format that is usable for the mobile station. The article then sets out to discuss future trends in mobile commerce technology. It begins by noting that 26% of the 50million wireless phone users in the US used their devices to take part in some mobile commerce activity in the year 2006. Mobile commerce has risen to prominence because of its effectiveness and convenience. The user can engage in commerce at anytime and from any place. The potential for mobile commerce has led many companies to start offering mobile commerce options to their customers. Majority of the big US companies plan to implement mobile solutions in future. The article reveals that security will play a major role in the future of mobile commerce. Potential customers will be wary of using mobile commerce systems that do not guaranty security of information and exchange over the mobile network. Security issues encompass the entire mobile commerce system.Advertising Looking for critical writing on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More The article discusses the WAP security system, which is provided through the WTLS protocol. This system ensures data integrity and guarantees privacy in the system through data encryption. However, the system has a loophole since the encrypted messages appear as clear text on the WAP gateway during processing. This problem can be solved by having the WAP gateway reside on a server network with major security mechanisms implemented on it. The authors state that the Wired Equivalent Privacy (WEP) protocol is used to provide security in the IEEE 802.11 standard. In this security protocol, each mobile host has a private key shared with the base station. An encryption algorithm based on RC4 is used to generate the ciphertext in the encryption process. However, this method is not very secure since there are methods of breaking the approach. Future systems need to employ standards that provide better security. Payment presents another challenge in mobile commerce since there is not global standard. The Secure Electronic Transaction (SET) protocol currently favored requires processing and memory capacities that are too much for most WAP client devices. A â€Å"thin† SET wallet approach is proposed for future systems since it will have less processing and memory demands therefore making it usable by all WAP client devices. The paper concludes by reasserting that wireless and mobile networks have extended electronic commerce. Critique The article sets out to provide an informative discussion on mobile commerce technology. Considering the space limitations of the paper, it does a good job of explaining the multiple components of a mobile commerce system. The article is able to provide a brief yet informative enough description of the components of a mobile commerce system therefore providing adequate background information for a person who is not familiar with the components. The authors are able to prioritize on the components that are most important for a mobile commerce system and provide more information on the same for the reader. The article makes use of graphical figures that are very important in enhancing understanding on the topic. The authors make use of a lot of expert opinion on the subject. This increases the credibility of the statements and arguments made in the article. The reader can therefore have confidence in the material presented in the article since reliable experts in the field of mobile application technology are referenced all through the paper. However, the article introduces too many technical issues that a person who is not conversant with computing technology cannot understand. Without background information on concepts such as IEEE standards, Wideband systems, Access points, and encryption algorithms, the non-technical reader will not have a good understand of what is being discussed. While the authors attempt to take care of this by providing a definition of key terms at the end of the paper, the descriptions still introduced other terms that the layperson will not be familiar with. In overall, the article is well written and very informative. A person gains significant knowledge concerning mobile commerce technology from reading the article. Reference Chung-wei, L., Wen-Chen, H., Jyh-haw, Y. (2009). Mobile Commerce Technology. In M. Khosrow-Pour (Ed.), Encyclopedia of Information Science and Technology (pp. 2585-2589). Pennsylvania: IGI Global. This critical writing on Mobile Commerce Technology was written and submitted by user Aarav Hurst to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Indigenous animals in the Gulf

Indigenous animals in the Gulf Kinds of indigenous animals in the Gulf The Gulf States have had very depressing consequences as far as the continued existence of the native species is concerned. For instance, in these states, the most common indigenous variety of animals in the gulf is the sea mammals.Advertising We will write a custom essay sample on Indigenous animals in the Gulf specifically for you for only $16.05 $11/page Learn More The most common indigenous marine mammal is the Dugongs that are always referred to as the sea cows due to their grazing abilities as well as their meek manner of similarities to the farm animals (Al-Maslamani, et al., 2007). Further, the animals share a number of similarities with humans ranging from life expectancy to the height of about 3 meter tall. In addition, there are very clearly comparable hereditary likeness betweens the sea cows and the land mammals. The genetic resemblances in the dugongs to the land mammals are more seeable as compared to ot her marine mammals such as whales and dolphins. However, despite the easy diet on grass, the marine animals also depend on other food types found along the gulf shoreline. The habitats of the indigenous marine animals have been adversely affected by the modern developments along the shoreline (Al-Aarajy, 2011). The Gulf States have continued with their urban expansions along the shoreline, which is the major habitat for the indigenous marine animals. For instance, the continued artificial island developments taking place along the gulf coast. As a result, the existence of the indigenous animals has been adversely affected by pollution arising from the oil spillages as well as uncontrolled hunting of the Dugongs (Al-Aarajy, 2011). As such, the current numbers of these native animals continue to decline with no clear knowledge on the present number and the reproductive tendency. Causes of the extinction of the indigenous animals The development of gas and oil industries along the coas tlines of the gulf countries has had major contribution on the extinction of the indigenous species. For instance, oil refinery as well as other effluents has heavy metals and drilling mud that pose very great threats to the marine creatures (Al-Aarajy, 2011). In addition, these industries discharge very hot water into the sea thereby increasing the temperature of water and thus making life unbearable for the species in the sea. Further, the industries channel their effluent in the sea and this has a negative effect on the existence of the species. As a result, this leads to the destruction of coral reefs and hence making survival unbearable to the species (Al-Aarajy, 2011).Advertising Looking for essay on ecology? Let's see if we can help you! Get your first paper with 15% OFF Learn More The development of agriculture has also caused immense threats to the extinction of the indigenous species. For example, using fertilizers local eutrophication is guaranteed . In addition, saline intrusion and use of insecticides such as DDT pose very great threats to the lives of the species (Dunford et al., 2008). In addition, there has been a great reduction in the number of indigenous species in the gulf countries because of fishing and hunting of these animals. In other words, through fishing there is the decline of the species as well as the degradation of habitats. In addition, the desalination and seawater treatment plants carry with them heavy metals with high temperatures as well as other chemicals that offer very unbearable conditions for survival to the animals (Edwards Richardson, 2004). As such, the numbers of the indigenous animals continue to die due to unfavorable conditions in their habitats. Another cause of the extinction of the indigenous arises from oil pollution. Due to the numerous number of offshore oil together with gas platforms or terminals for large tankers and ships that transport this oil, a huge damage has been done to t he marine habitat. A higher percentage of this oil is transported by ship. As a result, numerous threats are posed to the animals in the sea ranging from the spillage through discharge of dirty ballast waters to tank washing. All these have negative effects on the existence of the organisms because they contain toxic chemicals that are dangerous to their survival. In addition, studies have shown that oil pollution relates to about 0.5-1.51%of total organic carbon and this result in alterations of the populations of the animals (Edwards Richardson, 2004). Further, the development of power generating plants also has adverse impacts on the survival of the animals. In other words, these power plants discharge harmful effluents in the sea and as a result, there is the deposition of acidic solutions to the sea. Consequently, there is the increase in the generation of greenhouse gases and global warming (Edwards Richardson, 2004). All these have adverse impacts on the survival of the sea cows. Moreover, the degradation of reefs because of anchor damages caused by recreation also has deplorable consequences on the existence of the indigenous species. The establishments of shipping ports contribute to land reclamation as well as sedimentation. As a result, there is habitat loss. Actions that should be taken to prevent further loss and increase their numbers To evade extra loss of the indigenous marine animals particularly the dugongs, improving the gulf set of connections of the protected areas along the coast is very significant.Advertising We will write a custom essay sample on Indigenous animals in the Gulf specifically for you for only $16.05 $11/page Learn More The development has the capability of re-instilling the functionality as well as healthy nature of the indigenous animals’ growth (Edwards Richardson, 2004). On that hand, curbing of the risks that are likely to face the productive habitations is feasible. In addition, cl ose monitoring of the protected areas along the coast is also an effective solution to counteract the current and the probable risks. In other words, coming up with long term perspectives and accepted policy approaches by the Gulf States are key to guarantee economic maintenance as well as natural balance . The approaches can be achieved through coming up with stronger environmental deliberations as well as increasing sharing of data related to the indigenous animals within relative government branches to ensure massive network of diverse schemes. Developing robust as well as resilience roadmap is fundamental in addressing the issues related to understanding the extra shocks and disturbances posed to the ecosystem (Dunford et al., 2008). As a result, there is a reduction of damages to the indigenous animals. In addition, synergistic researches have advocated to the integration of long term as well as the past information about the gulf. Moreover, the establishment of artificial seaw aters in salt of low ecological importance is vital in balancing the degraded coastal systems. To avoid the loss of the numbers, all the schemes should consider assessing the current, existing as well as potential ventures as a unit. Recent studies emphasize on the threat posed by the oil fields as well as gas reserves found in the coastlines on the Gulf States (Burt et al., 2009). In other words, the oil cause reserves lead to coast dredging, infilling as well as conversion of shallow waters into land. As a result, all these factors pose very great threats to lose of habitats as well as the animals as a whole. References Al-Aarajy, M. J. (2011). Some observations on accidental fish mortality in the northwest Arabian Gulf. Marine Mesopotania Special Issue, 16(4), 431–439. Al-Maslamani, I., LeVay, L., Kennedy, H. Jones, D. A. (2007). Feeding ecology of the grooved tiger shrimp Penaeus semisulcatus De Haan Decapada: Penaeidae in inshore waters of Qatar, Arabian Gulf. Marine Bi ology, 150(16), 627–637. Burt, J. A., Bartholomew, A., Bauman, A. Sale, P. (2009). Coral recruitment and early benthic community development on common materials used in the construction of artificial reefs. Journal of Experimental Marine Biology and Ecology, 373(23), 72–78.Advertising Looking for essay on ecology? Let's see if we can help you! Get your first paper with 15% OFF Learn More Dunford, R. W., Ginn, T. C. Desvousges, W. H. (2008). The use of habitat equivalency analysis in natural resource damage assessments. Ecological Economics, 48(16), 49–70. Edwards, M. Richardson, A. J. (2004). Impact of climate change on marine pelagic phenology and trophic mismatch. Journal of Nature, 430(11), 881–884.

Everything You Need to Know to Visit the Temples of Bagan

Everything You Need to Know to Visit the Temples of Bagan SAT / ACT Prep Online Guides and Tips For grandeur, size, and the feeling that you’re Indiana Jones, it’s hard to compete with the temples of Bagan in central Myanmar. This massive expanse of thousands of temples (estimates range from 2,000 to over 4,000) dot the landscape in various stages of dilapidation and restoration. Built by a series of kings between 1057 and 1287, Bagan is one of an increasingly rare breed: a world-class attraction that hasn’t yet been discovered by the masses. Bagan’s popularity is increasing, but much of the information about it has not kept pace, and that can make it difficult for travelers trying to plan a trip to this site. Bagan offers a range of unique experiences. While here you can: Watch the sunrise from the top of Shwesandaw Pagoda Cool off with a glass of fresh tamarind juice in a cafe overlooking the Irrawaddy River Discover gold-plated Buddha statues hidden in temple niches Survey the ruins of past kingdoms during a hot air balloon ride over the plains Follow winding dirt roads around bushes and through groves of palm trees to discover tiny temples that only get a few visitors a year This guide will walk you through each step you need to take to plan and carry out a trip to Bagan, from when to visit and how to get there to which temples to visit and what form of transportation to use. 5 Things to Figure Out Before You Leave The logistics of visiting Bagan can be somewhat challenging, so it's important to make sure you thoroughly understand what to expect before heading out. When to Visit One of the first things to decide on when planning your trip to Bagan is figuring out when you’d like to visit. The most popular time to visit Bagan is in the winter, from November through February, when it is both cooler and dry. The average temperature during this period is around 80 degrees Fahrenheit (27 Celsius). This is when temperatures are coolest and there is little rain, but this is also when Bagan is most crowded. If you’d like to avoid the crowds or can’t make it to Bagan in the winter, it’s also possible to visit during other times of the year. The end of the dry season, from March to May, is when temperatures are hottest in Bagan. The average temperature during these months is about 95 degrees Fahrenheit (35 Celsius), although the temperature can often get over 100 degrees Fahrenheit (38 Celsius) in the middle of the day. Rainy season begins at the end of May and lasts through October. Temperatures are cooler during this period (about 78 degrees Fahrenheit/ 26 Celsius), but it will rain nearly every day. Take your personal preferences into account when choosing when to visit. Winter has the most enjoyable weather, but you’ll also have to deal with more crowds (although nothing close to those you’ll find at similar locations like Angkor Wat). If you think you can handle the high temperatures, the end of the dry season can be an ideal time to visit Bagan as you'll have many of the smaller temples to yourself. The short period between seasons can also get you the best of both worlds. I visited Bagan at the end of May, right at the beginning of the rainy season, and I was lucky to have no rain, cloudy skies which kept the temperature lower, and few other visitors at the temples, although this won’t always be the case. Whatever month you choose to visit Bagan, know that any time in the near future is a great time to go. Bagan’s popularity has been steadily increasing in the past few years, and, while it’s still a somewhat undiscovered place, that won’t last forever. So visit Bagan now before the rest of the world catches on. How Long to Stay The temples cover a huge area and take a while to get to, therefore I’d recommend spending at least two days, ideally three, in Bagan. Your first day can be spent visiting the major temples (described below), preferably with a guide, on your second day you can explore some of the smaller and more distant temples on your own, and your third day can be spent further exploring the area or returning to some of your favorite temples. Staying longer is always possible, and you could easily spend your entire trip exploring Bagan and still only see a fraction of what it has to offer. However, there isn't much else in the area besides temples, so if you get easily "templed-out", take that into account when planning your itinerary. How to Get to Myanmar Most foreign visitors to Myanmar will require a visa to enter the country. If you’re a citizen of Brunei, Cambodia, Indonesia, Laos, the Philippines, Thailand (only if you’re entering via an international airport), or Vietnam, you don’t need a visa if your visit is less than 14 days. Most people who need a visa are eligible to apply for an eVisa (check the website to see if your country is one of those eligible for the eVisa). To apply for the eVisa, you’ll need your passport information, a recent color photo you can upload, and credit card details to pay the $50 fee. After your eVisa is approved, you’ll receive an eVisa approval letter which is valid for 90 days and which you must have with you when you arrive in Myanmar. If your approval letter is expired, you won’t be allowed to enter the country. Your eVisa allows you a single visit of up to 28 days in Myanmar, and eVisas can only be used by people entering via an international airport. Most people enter Myanmar at the country’s largest city, Yangon, but there are also two additional international airports in Mandalay and Nay Pyi Taw. The eVisa is by far the most popular way to get the visa needed to enter Myanmar, but there is also a paper visa and a visa on arrival. For people in the United States, information on the paper visa, as well as the form you need to fill out and submit, can be found on the Myanmar Embassy’s website. The paper visa will also grant you a single visit of up to 28 days, and you’ll need to attach proof of your plane tickets, hotel reservations, or confirmation from your tour leader. Visas on arrival are rare to get, and they also require additional documents, such as proof of your itinerary. More information about them can be found on the government of Myanmar’s website. Money Matters The kyat is the currency used in Myanmar, and one USD is worth approximately 75 kyats. You can get kyats at an ATM or by exchanging money at a bank or exchange center. If you are exchanging US dollars, make sure the bills are in as pristine condition as possible, as many places won't take them if they have any wrinkles or tears. It's best to get kyats before you arrive in Bagan, as ATMs and official exchange centers are rare outside of the main cities. Some places will accept US dollars in place of kyats, and many of the larger hotels accept major credit cards. How to Get to Bagan After you arrive in Myanmar, there are several ways to get to Bagan. If you’re traveling with a tour, these details will already be worked out for you, but if you’re traveling independently, you’ll have to figure out how to get to Bagan on your own. Flying The fastest way to get to Bagan is to fly. The Bagan airport is called Nyaung U, and there are flights from both Yangon (80 minutes) and Mandalay (30 minutes). (Nyuang U is only a domestic airport, so there are no international flights there.) Flying domestically in Myanmar used to be difficult because there was no way to purchase tickets online. Recently, however, most airlines have adopted e-ticketing. Flights are still limited, so tickets should be purchased at least several weeks, and ideally a few months, in advance. The airlines offering flights to Bagan are Asian Wings Airways, Golden Myanmar Airlines, Mann Yadanarpon Airlines, and Myanmar National Airlines. Roundtrip flights from Yangon start at about $215, and from Mandalay at about $150. Bus The cheapest way to get to Bagan is traveling by bus. Overnight buses from Yangon leave around 6pm-8pm and arrive very early in the morning, usually around 3am. (Hotels are well accustomed to this, and many will let you check in when you arrive, provided your room is vacant.) Bus rides from Mandalay take five to seven hours and travel during the day. There’s variation in the quality of different bus lines, with the higher-end companies, like JJ Express or Bagan Minn Thar Express, offering reclining and quite spacious seats. Most hotels can help you purchase bus tickets, or you can buy them from the ticket office directly. Tickets from Mandalay cost about 10,000 kyats ($9), and tickets from Yangon start at about 15,000 kyats ($13), with higher-end companies costing a bit more. Train Traveling by train is slower than more expensive than going via bus, but if you enjoy train journeys, you may be interested in taking a train to Bagan. From Yangon, trains leave around 4pm and arrive the next morning at about 10am. Trains from Mandalay run during the day and take about 7 hours, although delays of up to several hours are often reported. Trains in Myanmar are often old and have only basic amenities, although most will have a restaurant car available. Train tickets need to be bought at the station. A ticket for a sleeper-car from Yangon will cost about $50, while tickets from Mandalay are about $7-$10. Boat The only way to enter Bagan via boat is if you’re coming from Mandalay. The journey can take between 8 hours and two days, depending on whether you’re on a government-run â€Å"slow boat† or a faster boat that makes fewer stops and doesn’t overnight. Boats stop in either Nyang U or Old Bagan. The ferry service is shut down from April through June due to low water levels. Ticket prices can vary widely depending on which boat you take, but prices are generally between $15 and $40. What to Expect Once You Arrive in Bagan Once you arrive in Bagan you've made it through the hard part, but there are still some decisions to be made. Arriving in Bagan Both the Nyuang U Airport and the train station are located 2-4 miles southeast of town, depending on which part you’re going to. The jetty is about half a mile from Nyuang U market (the boat may also stop in Old Bagan), and buses will drop you off along Nyuang U’s main road, a few miles from town. No matter how or when you arrive, there will be transportation options to get you to your accommodation. However, if you arrive very early on an overnight bus, your options may be limited to tuk-tuks as opposed to taxis. When you arrive in Bagan, you’ll have to pay the Bagan Archaeological Zone fee (25,000 kyats or $20). If you arrive via boat or plane, you’ll pay this fee at the port or airport. If you arrive by bus or train, there are checkpoints where your driver will stop and you’ll pay the fee (these checkpoints are manned around the clock, so even if you arrive at 3am, you’ll still have to pay). After you pay the fee, you’ll be issued a small card you may be asked to show your hotel when you check in. The card is valid for one week, but people working at the temples rarely ask for it, so you likely won’t have to buy another card if you stay longer than a week. Where to Stay While not very populous, Bagan covers a significant area (the Bagan Archaeological Zone on its own is 26 square miles), and there are several different towns you can stay in. Be aware that hotel prices drop significantly during the off-season if you look for deals online. Nyuang U Most people stay in Nyuang U because it is the largest town in the area and offers the most amenities. Nyuang U is also where most of the transportation links are, and, even if you don’t stay here, you’ll likely pass through on your way in or out of Bagan. If you’re traveling on a budget, Nyuang U has the widest selection of hostels and budget hotels in the area, with some rooms as cheap as $20 a night. It also has the greatest selection of restaurants. Nyuang U has a few minor temples within its boundaries, but it's two miles away from the edge of the main temple area. Old Bagan Old Bagan is located next to the Irrawaddy River, just a short walk to the main temple zone (however, a bike or other form of transportation is recommended to reach more distant temples). Because this is the closest you can stay to the temples, accommodation is most expensive here. There are some high-end hotels that cost several hundred dollars a night, but it is possible to find a room for under $100 or even less if you visit in the off-season. There are restaurants here but, in general, Old Bagan is the quietest area to stay in. New Bagan New Bagan strikes a good balance between the other two areas. It’s between Old Bagan and Nyuang U in terms of both price and distance to the temples, so if you’re trying to balance your budget and travel time to the temples, New Bagan might be a good option for you. Which Temples to Visit One of the most unique and memorable aspects of Bagan is wandering through a maze of hundreds of small and forgotten temples with no one else in sight. At least part of your trip should involve just heading out and seeing what you find, but there are also certain temples everyone who visits Bagan should see, and I’ve described each of them below. These temples are generally the biggest, most beautiful, and most religiously significant in all of Bagan. Ananda Temple One of the most important of several thousand temples of Bagan, the Ananda Temple is definitely a must-see. It was built over 900 years ago by King Kyanzittha and today is an important Buddhist pilgrimage spot. Ananda is also one of the best-preserved temples in Bagan, and beyond the entrance are numerous Buddha statues and a courtyard with traditional glazed tiles. This is one of the most popular temples to visit, so there will often be crowds and vendors selling goods during peak times. Dhammayangyi Temple Dhammayangyi draws visitors because it’s the largest temple in Bagan and is visible across most of the temple zone. It’s imposing exterior matches a grim history. Dhammayangyi is said to have been built in the 12th century as an attempt at atonement by King Narathu, who was known for murdering multiple members of his family. It doesn’t seem to have changed his personality much though, for the king also allegedly chopped off an arm of any worker who didn’t meet his strict construction standards for Dhammayangyi. Gory history aside, this is one of the best-preserved temples in Bagan and has many original paintings and mortar decorations. Gawdawpalin Temple Also known as the â€Å"temple of forgiveness†, Gawdawpalin was built in the 12th century by King Narapatisithu. Legend has it that the king committed a terrible crime that caused him to go blind. After completing the temple and praying for forgiveness, his sight was miraculously restored. This isn’t the most unique or interesting temple to see, but it’s an excellent example of how temples were built in the late Bagan period. Shwesandaw Pagoda This white-washed colored pagoda isn’t the most stunning building in the area, but it’s one of the most popular places to watch sunrise and sunset. Climbing to the highest level gives sweeping views of the plains dotted with temples. At dawn and dusk Shwesandaw can be extremely crowded, but it’s quite empty during other times, and the views are still some of the best you’ll get anywhere in Bagan. Shwezigon Pagoda Located in Nyuang U, glittery, golden Shwezigon makes a nice contrast to all of the brick you’ve likely been seeing in Old Bagan. The temple includes four shrines, each housing a bronze Buddha, as well as 37 nat, or pre-Buddhist religious figurines. Thatbyinnyu Pagoda The tallest temple in Bagan, Thatbyinnyu is located near the Ananda Temple. The temple is primarily white, with its spires tipped with gold. Unfortunately, past earthquakes have made the upper stories of the building unstable, so visitors are not allowed to climb it. Touring Bagan With a Guide It’s possible to either wander Bagan on your own or hire a guide for a day or half-day tour. There are several types of guided tours. Horse-Cart A guided horse cart tour is the most traditional and cheapest way to tour Bagan. Your guide will be a local, and you’ll sit in the back of a cart with a cover on top so you’re protected from sun and rain. Your driver will know where all of the main temples are as well as places to stop for snacks and drinks, but their job is mostly transporting you from one place to another as opposed to explaining the sites. Once you hop out of the cart to explore the temples you’ll be on your own. Prices can vary widely depending on the season and competition, but expect to pay around 25,000 kyats ($21) for a full-day tour and slightly less for a half-day tour. There are also sometimes rickshaws available for tours, but they're much less common. Taxi You can also tour Bagan in a taxi. This will be similar to the horse cart tour, but with increased comfort and cost, and you’ll likely get to see more of Bagan because you can travel faster. Most hotels will be able to hire taxis for you, and you can also enquire at Nyaung U airport. Taxi tour prices can vary widely (always confirm the price with the driver before you start), but expect to pay about twice as much as a horse cart tour. Balloon Rides For those looking for a once-in-a-lifetime experience (besides just visiting Bagan itself), it’s possible to take a hot air balloon over the temples. You’ll take off early in the morning so you can see sunrise from the air, then circle around the main temples of Bagan. Balloon tours are only available from October to April and cost about $350-$400 per person. The price typically includes pickup and drop-off, breakfast, and a champagne toast. There are several companies that offer these tours including Balloons Over Bagan, Bagan Balloon, Oriental Ballooning, and Golden Eagle Ballooning. Book your tickets before you arrive as the trips can sell out in advance. Getting Around on Your Own It’s also possible to explore Bagan individually. Walking is, of course, possible, and can be useful for nearby temples, but Bagan’s size and regular high temperatures mean you’ll probably want to have some form of transportation to more comfortably reach distant sites. Almost every hotel rents bikes for as little as $2 a day. Bikes are a cheap and easy way to get around, but if it’s very hot you may wear yourself out pedaling all day. Also, the ground can get very loose and sandy around the smaller temples, which can be difficult to pedal through. When renting a bike, always try it out first before paying for it. Bike quality can vary widely, and you don’t want to get stuck with a wobbly frame or a flat tire. Another option is getting around on an electronic bike or e-bike, which is a bike that runs on electric power or can be pedaled. These are more expensive, but you travel faster and don’t have to pedal very much. If your own hotel isn’t renting e-bikes, they’ll be able to direct you to a place that does. Again, test the e-bike out before you pay for it, and make sure it’s fully charged. Should You Get a Guide? There are several options for guided tours in Bagan, but do you even need one? As I mentioned above, most tours, excluding some higher-end ones, won’t give you much information about the Bagan temples themselves; instead, they’re primarily a way to get around. This may make you think that a tour isn’t very useful. However, Bagan is a huge site with just a few signs pointing the way to the most important temples. Many temples are found on winding, unmarked dirt roads making it almost impossible to easily find all the temples you want to see on your own, even if you have a map. While in Bagan, I met multiple tourists who had decided not to hire a guide to keep costs down, but many left Bagan disappointed because they were unable to find some of the most important and popular temples on their own. I’d highly recommend hiring a guide for your first day in Bagan and asking them to take you to each of the main temples. This way you’ll ensure that you see each of Bagan’s main sights. You can spend the following day/days exploring the other temples on your own and perhaps return to some of your favorites. Tips for Visiting Bagan Finally, there are a few tips you should keep in mind in order to keep your trip to Bagan as smooth and enjoyable as possible. Tip 1: Make Use of the Early Morning Bagan is hot all year round, so take advantage of the morning hours right after dawn when Bagan is cooler and less crowded. During sunrise, there will generally be crowds around popular spots like Shwesandaw Pagoda, but at least one morning you should get off the beaten trail and visit some of the lesser-known temples. You’ll likely have them all to yourself. Tip 2: Dress Appropriately Most of Myanmar is devoutly Buddhist, and the temples of Bagan are some of their most important religious sites. As such, visitors are expected to be respectful and dress appropriately. Everyone, especially women, should make sure their pants/skirt/dress reaches past their knees, and covering your shoulders is a good idea too. Those who don’t meet the dress code will be denied entry into the larger temples (most smaller temples have no one to check what you’re wearing). You must be barefoot when entering the temples, so wear flip-flops or sandals so you're not spending a lot of time messing with socks and shoelaces. Walking barefoot on hot tiles can get uncomfortable in the middle of the day, which is another reason to get up early. Tip 3: Be Respectful Again, the Bagan temples are culturally and religiously significant to the people of Myanmar, so don’t treat them like they’re just an Instagram background. In February 2016, the Myanmar government banned the climbing of all but five of the Bagan temples. The five temples exempt from the ban are Shwesandaw (discussed above), Pyathard Gyi, North Gunni, South Gunni and Thitsaw Wati. This ban was instituted because of â€Å"inappropriate activity† by tourists, including sleeping in the temples, entering restricted areas, dancing in the temples, and causing damage to the stonework. You don’t need to be frozen and silent when you’re in the temples, but don’t be rowdy either and don’t try to access restricted areas (many of these are unstable due to age and earthquake damage, and building collapses are not uncommon). Tip 4: Do Some Exploring My last and most important piece of advice is to do some old-school exploring of Bagan. Bagan is one of the only archaeological wonders of the world where you’re pretty much given free reign around the site. There are literally thousands of temples to explore, but most tour groups will only visit a handful of the biggest and most famous ones. Grab a bike and just pedal in the direction of anything that looks interesting. I spent several days getting lost in mazes of hundreds of smaller temples, and, in addition to the temples, I came across local goat herders and their flocks, Burmese children walking home from school, and a tiny cemetery a villager brought me to. If you’re worried about not knowing how to find your way back to civilization, bring a map with you. You’ll regularly come across Burmese people, and even if they don’t speak English, if you point to town on your map, they’ll be able to send you in the right direction. Recently, I’ve seen more and more people complaining about crowds in Bagan, but on my recent trip I found it easy to escape the masses by stepping onto any of the smaller dirt roads and seeing where it took me.

Yakuzas in Sonatine & Outrage Essay Example | Topics and Well Written Essays - 750 words

Yakuzas in Sonatine & Outrage - Essay Example *To understand Yakuza one need to understand aspects of Japanese culture. Japan still remains an eternal archetype of something opposite to European culture. Kitano’s movies show the distinguishing features of Japanese art of cinema which can hardly be compared with traditional Hollywood or European movie industry. But there is something that is pushed to the periphery in Europe, tucked away in a corner. This something openly exists in Japan and Hong Kong, but is not associated with the â€Å"mysterious East† among New Age fans. This is Yakuza. To understand Japan is to understand Yakuza. That is to understand violence.* Sonatine (1993) is the first movie by Kitano which brought him cult fame outside Japan. Sonatina is a mix of few movies in one – it’s an explosive mixture of a thriller, cop movie, comedy and melodrama. One of Kitano’s favorite ideas, borrowed from Kurosawa, a belief that even the most intense movie needs to give a viewer a moment to catch his breath, is brought to perfection here. Starting like a typical Yakuza film (big boss sends his subordinate Murakawa with a gang to Osaka, where a gang war begins), Sonatina changes its tempo in the middle and changes the genre: forced to wait for new orders on a tropical beach, yakuza, for forty minutes of screen time, live almost an idyllic life, cutting out figures from paper, arranging fireworks and folk dances. However, Murakawa’s (played by Kitano himself) fun is alarming: he digs hidden pits on the beach and has fun when his companions fall down; he forces his subordinates to play Russian roulette with a gun i n which no bullets. All these actions serve as a further indication of the plot development: pit is a metaphor of a trap that caught Murakawa and his men, set up by their own boss, and Russian roulette leads to Murakawa’s suicide (the movie poster shows Kitano with a gun near his

Strategic management as science Case Study Example | Topics and Well Written Essays - 3000 words

Strategic management as science - Case Study Example The report highlights differentiation strategies through marketing, the role of internal business culture, and a variety of methodologies which contribute to successful business strategy. The evidence would seem to suggest that strategic management is more of a science than an art. Michael Porter, a renowned strategic business expert, discusses his Five Forces model which recognises a variety of external forces which can significantly impact business direction. From a competitive viewpoint, this model suggests that the threat of substitute products can impact sales and growth success (Quickmba.com, 2008). Substitute products represent similar product offerings in similar marketplaces which can detract from sales success simply due to these products creating excess competition in a firm's market environment. Bean and Radford (2000) identify that product innovation, creating unique product offerings, is one method to overcome competition and will create a sense of differentiation in different consumer buyers. Innovation might be categorised as an art form, as this is often based on internal staff ingenuity, however innovation would seem to be more scientifically-founded as before an innovative product can be launched, examination of competing products and their function must occur. This requires analysis of the external competitive environment which is grounded more in scientific research on behalf of a company. With the high level of competition in a wide variety of different product markets causing problems with being able to compete successfully, innovation as a strategic tool would seem to point toward business success. Porter's model also identifies threats to businesses in terms of supplier power, such as the level of control which suppliers have over raw material delivery or the development of a low-cost distribution infrastructure. Cohen and Roussel (2005) offer that a successful strategic business practice involves designing a supply-chain metric which measures the impact of supplier power on the ability to launch new and innovative products. The first proposed task is to set up a supply chain strategy objective which examines costs and the feasibility of distribution in a method which is both efficient and satisfies budget restrictions. This again would point toward supply chain considerations as being more of a business science, as it involves face-to-face negotiations with different suppliers and a strategic analysis of the strengths and weaknesses along the existing supply chain network. The role of strategic management in regards to suppliers is to identify whether deficiencies exist in t he supply chain and work consistently to improve efficiency and budget. In terms of supply, luck and opportunism would seem to be aspects of business strategy which are not relevant to creating a workable supply network. From a marketing viewpoint, Porter's Five Forces model also recognises the threats stemming from different consumers in terms of their price flexibility (the

Automatic Water Level Controller (AWLC)

Automatic Water Level Controller (AWLC) Automatic Water Level Controller (AWLC) will automatically START the pump set as soon as the water level falls below the predetermined level (usually kept half or 2/3rd tank) and shall SWITCH OFF the pump set as soon as tank is full or water level in the lower tank is at below minimum level. AWLC provides you the flexibility to decide for yourself the water levels for operations of pump set in upper/lower tanks. Built in Indications for showing Full, Empty Levels in Upper Tank and Lower Tank Empty Indication. MANUAL operation switch for special operations like watering the plants from pump set. The AWLC ensure no overflows or dry running of pump there by saves electricity and water. Low AC Voltage sensing circuit to avoid polarization of electrodes in water (requires very rare cleaning of electrode ends). Provided with special stainless steel conductive electrodes. Consume very little energy, ideal for continuous operation. Water Level Sensor This water level sensor is conducive for liquids that have a conductivity of equal to or more than 25m Siemens. It is your best choice for a water level switch. The system is economical to install as no special cable is required for signal transmission. The level probe and the evaluation unit can be connected using a long cable. The AC is provided on the probe for preventing electrode deterioration. You can choose from among a variety of level control and installation systems such as Two point sensors for independent switching and automatic control of pump. Four point switching with two pump control logic. Three point switching: two for pump control logic and one independent point with or without a settable delay (for probe covered or uncovered). A variety of probes is available for your specific process. Applications The SLW series water level switches work to maintain a constant water level avoiding material wastage in your process plant. Common applications also include switching pumps on and off to avoid overflow, dry running and indicating water level in an empty tank to avoid wear and tear and production stoppage. Many of our customers in the Food, Power, Chemicals, Sugar, Detergent, Steel, Minerals and Textile industry have used the SLW series water level indicator /sensor. Principle A low AC voltage is applied between the probe electrode and the tank wall (or reference electrode in case of insulated tank). When the water/liquid comes in contact with the electrode tip, a conductive path is established between the sense electrode and the tank wall/reference electrode. This current is sensed, amplified and made to operate a relay whose contacts in turn can be used for annunciation/control. Technical Data Evaluation Unit Housing : aluminium, Weather-proof enamel painted suitable for back panel/wall mounting. Cable Entries : 3 Nos. of  ½ BSP Mains : 110 or 230 Volts AC (-15 to + 10%) 50 Hz. Relay Output : 50Hz for non-inductive load. Power Consumption : 5 VA . Fail-Safe Mode : High or Low field selectable. Response Time : 0.5 secs Switching Delay : 0.5 to 20 seconds Maximum Sensitivity : 25m Siemens Operating mode : (A) Single point switching. Indication : Red LED for Alarm, Green LED for Normal. Operating Temp. : -20 º C to + 60 º C. Weight : ~2 Kg.

Global Financial Crisis Essay

The global financial crisis started to demonstrate its effects in the mid of 2007 and continued in 2008. Around the world a large number of the financial institutions collapsed, stocks fell and the entire world was under stress. The crisis unraveled in the USA, UK and then spread around the world. This meltdown of the financial systems will affect the lives of almost everyone around the globe. The genesis of the financial crisis was the collapse of the US sub-prime mortgages. Many people defaulted on their repayments of these loans. Basically, a sub-prime mortgage is a type of a loan made to borrowers who do not have a good credit history and are unable to qualify for the high interest rates in the market. It has a diversified product range from mortgages to car loans to credit cards. These loans started out in 2001 when the interest rates were historically lowest in US. At that time, the demand for the real estate was on high because of these low interest rates. The builders kept on investing in the construction of the houses even though the demand for property saw a decline after a while. Due to this huge boom, the property became so over valued that it saw the worse decline in prices in 2006 (University of Iowa, 2008). This made most of the investors and leaders became unwilling to refinance the sub-prime loans and were strict in their policies. This raised the interest payments which some of the investors were unable to afford. Hence more and more people stared defaulting. Around 3. 6 million home owners lost their homes due to the mortgage defaults. There have been around $100 billion worth of Sub-prime mortgage leans defaults from the low-credit worth people. At the same time, the world saw the world stock prices falling in most of the places which made large number hedge funds insignificant. This collapse in demand for the securities which were backing the sub-prime mortgages forced 90 of the firms into declaring bankruptcy (Acharya, 2007). These crises in the sub-prime mortgage and the declining world stock prices led to the global financial crisis in July 2007. Investors had also over indulged themselves in the sophisticated financial instruments such as the derivatives thinking they were reducing the risk associated with the assets. As people started earning money through it, they started taking more risk and hence earning more money. The real problem arose when the market turned towards speculative in nature. This means that with each loss the investor went with more risk to cover up the earlier losses and earn a higher profit. The financial instrument that the bank expected to will reduce its risk created the greatest problems for it. This is how the derivatives became a problem in the current world and one of the causes of the destruction of the banks around the globe (Shah, 2009). This shattered the confidence of the investors. People now did not want to buy the assets or securities but they wanted their money back. Therefore, this created a crisis situation for the investor confidence around the globe. The western economies were also affected by the process of securitization. It is a process by which the financial assets are backed by the real assets through the use of instruments such as the derivatives. The sub-prime mortgages were risky and under rated when compared in isolation but as soon as these loans were gathered together with other debts to diversify risk, they become more attractive and over-rated. Soon when the stocks fell in the international market, most of the securities lost their value. This caused a large deficiency in the capital of the banks and therefore, they were forced to tighten their credit policies around the world. For example: Lehman Brothers filed for bankruptcy on September 15, 2008. It was the largest bankruptcy filed in the US history because it held a major share of the assets in the US. Its share value had fallen to less than $1. The bank had given out excess amount of the sub-prime mortgage loans which were backed by securities but it had no way to pay back the depositors. It had started facing severe problems when the credit policy was tightened across the world. Sine they were refused to be bailed out, they had filed for bankruptcy with the US government. This had a direct effect on almost all the banks in the US and abroad that were holding the assets of the Lehman Brothers and hence this caused a ripple effect globally. The whole world was affected with the sub-prime mortgage defaults because the world is a global village now and all the businesses in it are inter-related with each other. The credit housing market had indirectly affected all the other markets around the globe. The lenders developed strict policies for the credit facilities and hence decreasing the consumer spending. Demand for the goods and services decreases, profits declines and hence less investment and production. This leads to the layoffs, less household income and therefore less consumer spending. Due to the financial crisis, it is estimated that approximately 80 million people could be forced to live in poverty. The developing economies will be experiencing slow growth rates due to the decline in the export demand. This is due to the diminishing demand of the goods and services globally (Hodgson, 2007). The world GDP is expected to grow at a rate of 0. 5% which is slowest since World War II. The global financial crisis that unraveled in 2007 did expose some serious flaws in the regulations internationally as well as domestically and the global financial system. The major cause of the global financial meltdown is the weak regulatory mechanisms, inadequate transparency, insufficient competition and poorly designed incentive structures. The banking system in the US is the most unregulated sector of the financial institutions. It could create and sell many diversified products making them look secure and attractive. When the loans were being given out, there was very little risk analysis being done and that also with the imprecise and inaccurate data and models. The strict regulation of the sub-prime mortgage and low interest loans would have reduced the chances of the financial meltdown. In the US there is no notion of a central bank that controls the other financial institutions such as the insurance companies, mortgage banks and banks. The US federal government preferred self regulation of the financial institutions under the rule of Chairman Alan Greenspan. This provided for the relaxed and simple environment where different institutions came together to produce and flood the market with sophisticated and diversified products and made them look very attractive and safe. The investors invested in these banks as they did not have the right information about the negative consequences which were never released. This type of policy does result in growth but at the same time it also results in mismanagement and less control. Most of the firms present in the world were resistant to bring any change in themselves which would otherwise have brought strong competition in the market. The people have now called for better regulation and reforms for the financial sector both internationally and domestically. They want the developing nations to have some voice in the formation of these policies and shaping up the global economy. The simple and well designed policies will be easy to implement. They will protect the financial institutions in the short run and bring innovation and diversification in the products in the long run. The most important is that the banking sector in the USA needs to be regulated heavily by a central bank. They should be regulated in a way that they have the minimum required amount of deposits. The Bank of England deputy governor Sir John Gieve suggests that the capital and the liquidity requirements for the bank should be increased and made stricter along with the tough restraints on the building up of the risk. At the same time, the loans should be made difficult to get in good times. These banks need to provide the investors with the adequate information when they are making their decisions. The rating agencies in USA as well as around the world must have stricter reforms and should be heavily regulated so that they properly rate the assets using appropriate models and data. It is also suggestive that there should be a single international rating agency that will rate the assets worldwide. The IMF and the World Bank reforms will play an important role in the future. They need to go about a structural change in their policies because their â€Å"one fit all solution† was a disaster for the developing economies. They had earlier realized that the financial crisis in the developed world will sweep into the developing world and harm it further. Even then they were unable to find a clear solution. Therefore, they need to change their policies and must include the say of the poorer nation while making the new policies. The international bodies and the banks need to be more transparent in their operations and the enforcement of policies so that there no further objections rose to it (Shah, 2009). References Shiller, R. J. (2008) The Sub-prime Solution, Princeton University Press.Fraser, D. , Gup, B. , and J. Kolari (2007) Commercial Banking: The management of risk, John Wiley & Sons, Australia. Heffernan, S. (2005) Modern Banking, John Wiley & Sons, Chichester, England. Koch, T. and S. Scott MacDonald (2003) Bank Management, Thomson South Western, OH45040, USA. Laeven, L. and F. Valencia (2008) Systemic Banking Crises: A New Database, International Monetary Fund, Washington. Rose, P. (2002) Commercial Bank Management, McGraw Hill Irwin, Boston. Faber, Marc. â€Å"Gloom & Doom economist: credit crunch will spread. † CNBC 19 May. 2008. Nazar, Yousuf, â€Å"The fall of US financial capitalism. † Dawn 22 September. 2008. Acharya, M. (2007) Credit crunch – the big picture, The Star, http://www. thestar. com/article/247510 [retrieved on Mar 05, 2009] CNBC, (2007) Gloom & Doom Economist: Credit Crunch Will Spread, http://www. cnbc. com/id/24703745 [retrieved on Mar 05, 2009] Credit Crunch, (2007) Crunch Time for Credit? An Inquiry into the State of the Credit System in the United States and Great Britain, http://www. creditcrunch. co. uk/home/article. php? story=20070905083913327 [retrieved on Mar 05, 2009] HM Government, http://www. realhelpnow. gov. uk/credit-crunch-causes-why. php [retrieved on Mar 05, 2009] Hodgson, A. (2007) Global credit crunch: turbulences and outlook, Euro monitor international, http://www. euromonitor. com/Global_credit_crunch_turbulences_and_outlook [retrieved on Mar 05, 2009] Nazar, Y. (2008) The fall of US financial capitalism, Dawn, http://www. dawn. com/2008/09/22/ebr1. htm [retrieved on Mar 05, 2009] Gieve, J (2008) Speech, John Gieve: the credit crunch and the UK economy, http://www. bis. org/review/r080924e. pdf [retrieved on Mar 05, 2009]